Every basic home insurance policy in Texas has a sudden and accidental water coverage built into it, but what if its not “sudden and accidental?” What if it’s a slow leak over time or crack in the foundation?
This is why the 4 main water coverages are important. You always want to add foundation coverage so if you should end up having to repair damage to the slab such as a crack, or any damage caused to the support of the dwelling, you wouldn’t need to worry. Damages can be caused by a multitude of reasons, including water seepage or leakage from plumbing under or within the foundation. Get a quote that includes water coverage here.
What’s water seepage?
Water seepage is a slow leak that’s not sudden or accidental. It comes from within the plumbing, heating, air conditioning, or a household appliance and can cause significant damage. Having water coverage can cover the cost of tearing and replacing part of the dwelling.
Water back up – sump pump overflow covers damage that backs up through sewers and drains or overflows and discharges from a sump pump.
Having water coverage helps significantly if situations like these happen. That’s why it’s so important to have included with your homeowner’s insurance!