Why is Water Coverage Important?

Every basic home insurance policy in Texas has a sudden and accidental water coverage built into it, but what if its not “sudden and accidental?” What if it’s a slow leak over time or crack in the foundation?

This is why the 4 main water coverages are important. You always want to add foundation coverage so if you should end up having to repair damage to the slab such as a crack, or any damage caused to the support of the dwelling, you wouldn’t need to worry. Damages can be caused by a multitude of reasons, including water seepage or leakage from plumbing under or within the foundation. Get a quote that includes water coverage here.

What’s water seepage?

Water seepage is a slow leak that’s not sudden or accidental. It comes from within the plumbing, heating, air conditioning, or a household appliance and can cause significant damage. Having water coverage can cover the cost of tearing and replacing part of the dwelling.

Water back up – sump pump overflow covers damage that backs up through sewers and drains or overflows and discharges from a sump pump.

Having water coverage helps significantly if situations like these happen. That’s why it’s so important to have included with your homeowner’s insurance!

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