Why is Water Coverage Important?

Every basic home insurance policy in Texas has a sudden and accidental water coverage built into it, but what if its not “sudden and accidental?” What if it’s a slow leak over time or crack in the foundation?

This is why the 4 main water coverages are important. You always want to add foundation coverage so if you should end up having to repair damage to the slab such as a crack, or any damage caused to the support of the dwelling, you wouldn’t need to worry. Damages can be caused by a multitude of reasons, including water seepage or leakage from plumbing under or within the foundation. Get a quote that includes water coverage here.

What’s water seepage?

Water seepage is a slow leak that’s not sudden or accidental. It comes from within the plumbing, heating, air conditioning, or a household appliance and can cause significant damage. Having water coverage can cover the cost of tearing and replacing part of the dwelling.

Water back up – sump pump overflow covers damage that backs up through sewers and drains or overflows and discharges from a sump pump.

Having water coverage helps significantly if situations like these happen. That’s why it’s so important to have included with your homeowner’s insurance!


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Are you ready to save time, aggravation, and money? The team at Integrity Personal Insurance is here and ready to make the process as painless as possible. We look forward to meeting you!

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